Mortgages for expats

Hypotheken
Mortgages for Expats in the Netherlands

Buying your home as an expat made simple

Buying property in the Netherlands as an expat can seem complicated. At Munsterhuis Verzekeringen, we provide clear, personal mortgage advice specifically tailored for expats, guiding you through every step of the buying process.

Mortgage options for expats

  • Annuity mortgage (Annuïteitenhypotheek): Fixed monthly payments, initially mostly interest, gradually shifting towards repayment.
  • Linear mortgage (Lineaire hypotheek): Fixed monthly repayments, decreasing overall monthly payments over time.
Buying a home in 5 clear steps
  1. Initial consultation: we discuss your situation, requirements, and financial options.
  2. Financial assessment: we clearly determine your mortgage possibilities.
  3. Property search and making an offer: you find your dream home and we assist with your financial offer.
  4. Arranging your mortgage: we ensure your mortgage application is straightforward and hassle-free.
  5. Signing at the notary: upon signing the deed, you officially own your new home.

Frequently asked questions

  • Do I need a permanent contract?

No, there are possibilities even with temporary contracts. We’ll discuss your options in detail.

  • Can I get a mortgage without speaking Dutch?

Yes, we offer all advice and documentation clearly in English.

Why choose Munsterhuis Verzekeringen?

We provide personalized service, clear communication, and expert advice tailored specifically for expats. At Munsterhuis Verzekeringen, you have a single dedicated advisor throughout the entire process.